Don’t Let Unexpected Expenses Derail Your Savings

Do this instead

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You know when those unexpected expenses just kicks out of nowhere 

And you’re forced to use your savings to cover up with those..

Frustrating..

Some expenses come around every month, but many do not. 

Yet, they still happen regularly

We can't predict unexpected expenses but we can budget for them

Sinking funds have changed my relationship with those Unexpected Expenses!

A sinking fund is simply a category in your budget that captures these upcoming expenses and allows you to put money in it each month that will be collected until you need to pay for it.

 For example, My car insurance is paid quarterly.

 For the full year, it’s $500. I pay $125 each quarter.

 But I don’t want to mess up my budget by having to take the full $125 from that month to pay the quarterly bill. 

Instead, I put $42 into the category each month and pay the bill with the money accumulated when I receive it.

Sink funding takes care of those Expensive Purchases, Even During Bad Times 

I have less uncertainty in my monthly budget 
I feel a lot more comfortable spending money on myself now that I budget and know I've set aside enough money for fun.

Can save and guilt free invest in what I value

And have developed a healthy balance between spending and investing.

Many people do this already without thinking about it.

But they certainly have an issue tracking sink funds effectively

If you have a vacation coming up, you plan buying a washing machine next year or you have a big ticket purchase coming and any other extra activities,

Sock bits of money now until the D day where you’ll have to do this task

I have created the most complete sink funding sheet to help anyone sink funds effective

This includes

1. Efficient Expense Planning: Wave goodbye to financial surprises! Our Sinking Funds Calculator empowers you to plan and save for various anticipated expenses, like vacations, car repairs, home maintenance, and more.

2. Goal-Centric Savings Planner: Set clear and achievable financial goals on our sinking funds calculator. Whether you're thinking of a dream vacation, a down payment on a new home, or building your rainy-day fund, our sinking fund calculator excel helps you define your objectives and track your progress.

3. Smart Savings Strategy: Allocate funds to different sinking fund categories based on your priorities and timelines. With our sinking funds tracker, you can now manage multiple savings goals at the same time!

Click ‘i Want This’ & Remove Uncertainty From Your Budget